The agency’s founder, Derek Angelo Serrano, is a Series 7 financial advisor and a life and health insurance advisor. Every person’s credit file is unique to them and so should the cost of their individualized credit repair action plan. The credit repair cost will vary based on the company and the credit repair program available. The Phenix Group does not do up front pricing for our credit support, nor should you settle for any credit repair specialist that does charge an upfront payment fee for their credit services. We do not provide a cookie cutter credit program; therefore, we can’t give a definitive work fee until a proper analysis has been conducted and an action plan written out by a credit repair analyst.
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Trained credit professionals assess clients’ credit reports, create plans of action, challenge negative items, and offer resources on general financial wellness. Additionally, the agency consults with clients seeking information on the consequences of failing to pay debts, looking to make major purchases, and victims of identity theft. Founded in creditrepair , Credit Fix Now has successfully helped numerous clients with their credit issues. Christina Credit Repair Service caters to clients with debt and credit issues in Los Angeles. It helps clients repair their credit scores through credit education and correction.
Life Wisdom helps Los Angeles residents recover from their financial troubles by combining credit repair services and debt settlement solutions. Since 2004, it has been restoring clients’ credit scores, giving them the chance to get approved for credit cards, auto loans, and home loans. It also creates debt settlement plans to help people rebuild their credits fast. Life Wisdom partners with SmartCredit, a credit monitoring company that offers interactive credit reports accessible through a mobile app. ERA Credit Services is an independent Agency, representing a nonprofit organization, and has offered credit repair services in the greater San Diego area since 2012. The company removes erroneous information from credit reports to improve credit scores.
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Costs (15%) – Many credit repair companies have developed a poor reputation of charging high fees while delivering little-to-no results. We ranked them based on fees including monthly rates, setup fees, money back guarantees, and available discounts. Besides reviewing each company’s terms carefully, it’s a good idea to review your credit reports before you start the process. This will help you get an idea of how many items you need to dispute, how long the process may take, and whether a subscription or per-item fee would be more cost effective. You can get a free annual copy of your credit report from each of the three bureaus at AnnualCreditReport.com. With 17 years in the industry, it has the reputation and service history to provide you with complete peace of mind.
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Founded in 2003, American Credit is a credit repair company in Los Angeles. Its analysts are experts in reviewing credit reports to identify and correct misleading information. They specialize in the pre-litigation process under the Fair Credit Reporting Act and can take legal action against creditors for reporting erroneous information to the credit bureaus.